CFML Loans

CFML Loans specialize in residential first mortgage finance, and offers competitive interest rates for your residential or investment lending requirements. If you are interested in borrowing, please view our Lending Criteria, and complete an Application Form

If you have any questions or would like to borrow from us, please contact us.

Borrower Documentation

CFML Loans - Types of Loans

CFML Loans can lend to borrowers for residential owner-occupied, and residential investment, property in New Zealand who can offer a first ranking mortgage security.

CFML Loans can provide borrowers with the following types of loans:

  • Investment Property
    • First Mortgage lending for residential investment property.
  • Refinancing
    • Looking to open equity in an existing property or looking to refinance an existing loan?
  • Interest Only / Principal and Interest
    • We offer both interest-only and principle and interest style of repayments.

CFML Lending and CFML are members of an independent dispute resolution scheme operated by Financial Services Complaints Limited (FSCL) and approved by the Ministry of Consumer Affairs. Under FSCL criteria we have 40 working days to respond to your complaint. If you are not satisfied by our response, you may refer the matter to FSCL by emailing or calling FSCL on 0800 347257 . Full details of how to access the FSCL scheme can be obtained on their website: There is no cost to you to use the services of FSCL. CFML Lending’s FSCL number is 7237 and Conrad Funds Management Limited’s FSCL number is 6400


  • If you are not satisfied with the service you have received from us, you should contact us. We have an internal complaints process and undertake to investigate your concerns promptly and fairly. You may contact us to make a complaint to our Complaints Officer by telephone: +64 9 320 0957, or in writing to CFML, Unit 12, 114 St Georges Bay Road, Parnell, Auckland 1052, or PO Box 37-042, Parnell, Auckland or by email:

Talk to our team

If you have any questions, or would like additional information on our loan options, please contact us using the form below.